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The Farmers Insurance Open is one of the most anticipated events on the PGA Tour calendar. Hosted at the iconic Torrey Pines Golf Course in La Jolla, California, the tournament draws top talent from around the globe.
This isn’t a major, but the Farmers Insurance Open is one of the first big events of the 2025 PGA Tour calendar. In this space, I’ll dive into the tournament odds along with a few options for betting on this golf tournament.
Where Is the Farmers Insurance Open Being Played?
The 2025 Farmers Insurance Open will take place at Torrey Pines, a world-renowned course with ocean views and a tough layout. This prestigious venue has hosted multiple PGA Tour events and is best known as the site of the dramatic 2008 U.S. Open in which Tiger Woods defeated Rocco Mediate in a thrilling playoff.
Farmers Insurance Open Payout
The total prize money for the 2025 Farmers Insurance Open is impressive, with the winner taking home a hefty $1,674,000. Here’s a quick breakdown of payouts for the top spots:
- 1st place: $1,674,000
- 2nd place: $1,013,700
- 3rd place: $641,700
- 4th place: $408,000
- 5th place: $381,300
Payouts continue to decrease incrementally down the leaderboard, with 10th place earning $253,425 and 20th place receiving $123,225. Even players finishing as low as 65th will pocket $19,995, making the Farmers Insurance Open one of the more lucrative stops on the PGA Tour.
Farmers Insurance Open Odds
Check out the latest Farmers Insurance Open odds:
| Player | Player |
|---|---|
| Rory McIlroy (+800) | Jon Rahm (+1000) |
| Scottie Scheffler (+1200) | Xander Schauffele (+1600) |
| Collin Morikawa (+1400) | Viktor Hovland (+1800) |
| Patrick Cantlay (+1400) | Cameron Young (+2000) |
| Tony Finau (+1500) | Max Homa (+2200) |
| Jordan Spieth (+1500) | Justin Thomas (+2500) |
| Matt Fitzpatrick (+1500) | Hideki Matsuyama (+2800) |
| Keegan Bradley (+30000) | Shane Lowry (+3500) |
Rory McIlroy checks in as a +800 favorite despite having never won at Torrey Pines. Jon Rahm, a previous Farmers Insurance Open champion, is another strong contender given his familiarity with Torrey Pines. Rahm won this event in 2017. Longshot odds for veteran players like Keegan Bradley and Shane Lowry offer intriguing opportunities for bettors.
Farmers Insurance Open Favorites
The following golfers are considered the odds-on favorites to win the 2025 Farmers Insurance Open, according to the top sports betting sites:
Rory McIlroy (+800)
Rory McIlroy’s status as the pre-tournament favorite is hardly uncharted territory. Considering he’s been among the most consistent players on tour for over a decade, McIlroy is a viable betting option week in and week out. His ability to navigate difficult layouts – paired with his superb driving distance and accuracy – makes him a perennial favorite in tournaments like the Farmers Insurance Open.
Pressure typically doesn’t phase Rory, though he did have a memorable final-round meltdown on this course at the 2021 U.S. Open. McIlroy was in contention for most of that weekend but struggled on the back-9 to ultimately fall to a 7th-place finish. Rory does have quite a bit of experience at Torrey Pines, though, which helps to highlight his adaptability to the course’s unique challenges.
Despite occasional critiques about his putting inconsistencies, McIlroy’s ball-striking remains among the best on tour. His ability to shape shots to match the undulating fairways and his knack for attacking long par-5s make him a contender. With recent improvements in his short game and a steady climb in the world rankings, McIlroy has all the tools needed to dominate at Torrey Pines to kick off the 2025 schedule.
Jon Rahm (+1000)
Jon Rahm’s affinity for Torrey Pines is undeniable, as highlighted by his memorable victory at the 2021 U.S. Open. The Spanish superstar is known for his fiery competitiveness and exceptional all-around game. Rahm has one of the most well-rounded games on tour, and he’s fully equipped to handle the course’s narrow fairways, penal rough, and super-fast greens.
His precision off the tee and stellar iron play make him a threat, particularly on a course that rewards accuracy and mental fortitude.
Another strength Rahm brings to the table is his putting on poa annua greens, which can often perplex even the most experienced players. His composure during pressure moments and his proven ability to rise in big events further strengthen his candidacy for another win here. With a history of success at Torrey Pines, Rahm’s familiarity with the layout and recent form could see him replicate his past achievements.
Scottie Scheffler (+1200)
Scottie Scheffler is quickly becoming one of golf’s most reliable performers, thanks to his combination of stellar ball-striking and unshakable mental toughness. While Torrey Pines is known for favoring players with length off the tee, Scheffler’s consistent ability to find fairways and his sharp approach play make him equally dangerous. His calm demeanor allows him to navigate the difficulties of Torrey Pines with precision, turning potential bogeys into pars and maintaining momentum during critical stretches.
Scheffler’s 2024 season was among the most dominant we’ve seen in recent memory. As a result, it’s a bit of a surprise to see him with just the 3rd-best odds to win the Farmers Insurance Open. Scheffler took a tie for 7th along with McIlroy at the 2021 U.S. Open at this course, though he did miss the cut in the 2020 Farmers Insurance Open. That said, both events occurred before Scheffler became the No. 1-ranked player in the world.
In addition to his technical skills, Scheffler’s performances in recent high-profile events have shown that he thrives in pressure situations. He did win the gold medal at the Paris Olympics last summer, of course. Scheffler is more than capable of dealing with the course’s tricky green complexes and his knack for hitting clutch shots could be the difference-maker this week.
As a player who has proven himself against elite competition, Scheffler enters the Farmers Insurance Open with the tools and confidence to contend.
Best Farmers Insurance Open Betting Value
Max Homa (+2200) has established himself as one of the most exciting players on tour, thanks to his recent surge in form and ability to contend in challenging conditions. Known for his stellar iron play and clutch putting, Homa has demonstrated that he can handle courses like Torrey Pines. While he doesn’t have the same level of experience here as some of his peers, his knack for rising to the occasion suggests he could be a contender.
Homa won this event in 2023, and players who have had previous success at certain courses always make for interesting betting options. You won’t often get a former winner at odds as long as +2200, so there’s quite a bit of value here if you think Homa can win it for a 2nd time in the last 3 years.
Homa’s charismatic approach to the game often belies the fierce competitiveness that fuels his success. On a course as demanding as Torrey Pines, his scrambling skills could help him gain an edge. If Homa can string together consistent rounds and capitalize on scoring opportunities on the par-5s, he has a real chance to outperform expectations and challenge for the title.
Justin Thomas (+2500) is one of the most well-rounded players in the game today, and his ability to adapt to different types of courses makes him a dangerous competitor. At Torrey Pines, his world-class iron play and sharp short game give him a fighting chance, even if his driving isn’t always the longest. Thomas has a knack for grinding out rounds and staying in contention, making him a potential dark horse in this year’s Farmers Insurance Open.
What sets Thomas apart is his relentless competitive spirit. Even when faced with adversity, he finds ways to claw back into tournaments through sheer determination and skill. While he hasn’t always been the most consistent on poa annua greens, his recent putting improvements could help him surprise the field. If he can avoid costly mistakes and maintain his focus, Thomas has the talent to turn his long odds into a victory.
Top Farmers Insurance Open Longshot
Keegan Bradley (+3000) has built a reputation as one of the grittiest competitors on tour, and his recent performances suggest he could be poised for a breakout week. Known for his strong ball-striking and meticulous preparation, Bradley has the tools to succeed on a course as demanding as Torrey Pines. His ability to find fairways and control his approach shots could give him a significant edge on a layout that punishes errant play.
Bradley’s experience in tough conditions could also serve him well, as Torrey Pines is notorious for its challenging setup and unpredictable weather. While he may not be the first name that comes to mind as a favorite, his steady play and determination make him a viable longshot. If Bradley can stay patient and capitalize on scoring opportunities, he has the potential to surprise the field and contend for the title.
Farmers Insurance Open Predictions
My prediction for the winner of the 2025 Farmers Insurance Open is Scottie Scheffler. Scheffler could do no wrong in 2024, and I don’t see much reason to believe he can’t pick up right where he left off now that the calendar has flipped to a new year.
You won’t often get the opportunity to bet on Scheffler at odds as favorable as +1200, either. Take the value while you still can. While a few other players have had more consistent success at Torrey Pines over the years, few are capable of dominating a weekend the way Scheffler did consistently a season ago.
Bet: Scottie Scheffler (+1200)
Farmers Insurance Open Prop Bets
The following PGA Tour prop bets are courtesy of Bet365:
Best Top 5 Finish
Rahm’s consistency and record at Torrey Pines make him the top choice for a Top 5 finish.
Rahm is about as consistent as they come, and he’s been an awfully safe bet at big-time tournaments over the years. Plus, his relationship with Torrey Pines is legendary. As a past winner of the Farmers Insurance Open and the 2021 U.S. Open at this same venue, Rahm has proven he can excel on this challenging course.
The combination of his long, accurate drives and exceptional short game makes him a favorite to finish in the Top 5. With his recent performances demonstrating both consistency and confidence, Rahm is poised to thrive against a stacked field.
Bet: Jon Rahm Best Top 5 Finish (+200)
Best Top 10 Finish
Hovland’s recent rise in form and adaptability to challenging layouts make him a smart pick for a Top 10 finish.
Viktor Hovland has emerged as one of the most exciting young players on the PGA Tour. Known for his strong ball-striking and clutch putting, Hovland has demonstrated his ability to compete on a variety of course setups. Torrey Pines’ demanding design, with its narrow fairways and thick rough, suits Hovland’s game perfectly. His recent victories and consistent finishes on tough courses make him a strong candidate for a Top 10 finish at these +300 odds.
Bet: Viktor Hovland Best Top 10 Finish (+300)
To Play in the Final Pairing
McIlroy’s elite skill set and recent performances suggest he’ll be in contention come Sunday.
Few players command attention on the PGA Tour like McIlroy. His ability to dominate off the tee and deliver precise iron shots gives him a significant edge at Torrey Pines, where scoring opportunities often hinge on positioning and approach accuracy. Given his strong form heading into the tournament, McIlroy is an excellent bet to play in the final pairing at the +400 odds, even if I’ll stop short of picking him to win the event outright.
Bet: Rory McIlroy (+400)
